Summary

Founded in 2015 by a principal architect of Visa payWave and BPay.

Bluechain is a payments technology company that empowers industry platforms, payment companies, switches and card schemes with Request to Pay (R2P) that includes:

  • Advanced security features which uses digital certificates to provide secured and immutable payment messages.
  • A patent for securing transactions sent over public/open networks
    such as public Wi-Fi, Bluetooth, internet or even by email.
  • Supporting multi-channel transactions across in-store/merchant,
    online/e-commerce, remote/billing or person to person payments.
  • Touchless proximity merchant transactions using any device supporting Bluetooth (patent):- in-store POS / vending machines / parking meters / …
  • A unified user interface that can be embedded in the core platform,
    as an overlay with powerful APIs that can integrate R2P into any company
  • Fast path to market for banks with a companion app that can lead to deeper
    integration into their core banking system including their apps

Powerful e-invoice services that can be integrated into almost any
system including EDI gateways and accounting systems such as Xero.

目标市场

Market focus is Business to Business (B2B) e-invoicing (Xero, Visa, Amex, PWC) in Australia, UK and other mature markets, and payment switches in developing economies (Ghana, Pakistan, Peru, Sri Lanka).

White-label annual license with transaction fees from:

  • R2P for domestic payment switches, eCommerce solution providers, banks completing against telco payments systems, tax collection for governments and card schemesB2B direct & referral partner sales with transaction fees.
  • Xero partners for bulk payments automation, accounting firms, marketplaces, payroll companies, banks and finance companies, rent collections, etc.

财务亮点

as at September Quarter 2020
Bluechain should move into profitability in 2021, with a low, subject to the Board’s decisions on its growth trajectory, driven by projects in the UK, Europe and Asia.

BtoB: 18 commercial partners, 450 payers and 2,350 billers, generating transaction volumes above US$15m per month.

Country Payment Switches:  Agreement with Beyond Card Payments Limited (Ghana) for rights in certain regions in Africa and investment in Bluechain. The total value of the deal – US$6 million

Bluechain should move into profitability in 2021, with a low, subject to the Board’s decisions on its growth trajectory, driven by projects in the UK, Europe and Asia.

2018年，公司首次与国家政府签署协议后，将开始创收；收入将于2019年快速增长，并涵盖支付给国家支付机构的许可证费用和交易费。

Circa US$16 million raised since 2015.

公司所在地

Corporate HQ – London

Development team – Melbourne

Strategic Partnership

New market licences and strategic partners   US$10-$20m